Fintech
The fintech sector is growing at an impressive 31% CAGR, making it one of the fastest-growing industries. Initially focused on payments (2016–2021), the sector has now expanded into lending, insure-tech, and wealth tech. As it continues to evolve, addressing regulatory challenges and fostering innovation through strategic policy interventions will be crucial to unlocking its full potential.
On March 6th, 2025, under the leadership of Bipin Preet Singh, CEO of MobiKwik, the CII Unicorn Forum conducted its first
virtual roundtable (RT).
virtual roundtable (RT).
Key Topics Discussed:
- Impact of pricing caps and transparency requirements on digital lending apps, hindering growth and investor confidence.
- The lack of centralized data for offering tailored financial solutions to farmers.
- The importance of AI in predicting defaults and managing credit risk
- The shift toward lending models and reduced MDR incentives.
- Issues related to UPI’s market dominance and challenges in CBDC adoption.
This roundtable is the first in a series of four discussions focused on key policy recommendations impacting the growth and innovation of the Unicorn and Startup ecosystem. Grant Thornton Bharat is the policy research partner for the roundtable series.
